If You Buy An iPhone, Buy Insurance

June 29th, 2007 No Comments   Posted in General Insurance

Today, the iPhone will burst onto the market, with fans of the phone standing in line (for the past couple of days, in some cases) in order to get one of the first ones. All I can say is: if you buy this phone, get insurance. However, I don’t mean the extended warranty . The iPhone is likely to be one of the hottest tickets on the pick-pocket circuit. The iPhone will likely beat out cell phones, iPods and other electronic gear as the item of choice to steal. So, make sure that your phone is covered…(read more)

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If You Buy An iPhone, Buy Insurance

How To Get the Right Amount of Life Insurance

June 27th, 2007 No Comments   Posted in General Insurance, Life Insurance

This is a question that many of us have: just how much life insurance do I need? There are a ton of answers out there, from 5 times your salary as a basic rule of thumb to complex equations that include your current debt load and the anticipated cost of your children’s Harvard education. Many of the methods for determining how much life insurance you need depend on a level of prescience only claimed by those advertising 900 numbers for fortune telling. It doesn’t have to be that hard or that unpredictable….(read more)

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How To Get the Right Amount of Life Insurance

Teeth Fixed But Dental Insurance Isn’t

June 25th, 2007 No Comments   Posted in General Insurance

I blogged recently on a shocking case where a man lost his eyesight because of a infected molar . That situation highlighted the plight of the working poor; dental insurance is just not affordable, and the procedures to save an infected tooth (usually a root canal with a filling and a crown) are extremely expensive. This is true across North America; while Canada has “socialized” medical care, dental care has been left to the “free” market, just as it has in the US. This approach has not worked in…(read more)

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Teeth Fixed But Dental Insurance Isn’t

Deaf Gays At Higher Risk of HIV Infection

Hold onto your health insurance : according to an article in the Toronto Star, if you are gay and deaf, you are less likely to have had the information on safe sex and HIV risks communicated to you. Statistics indicate that as many as 2 to 10 times as many deaf people are affected by AIDS as compared to hearing people. At issue appears to be the nuances of the safe-sex message, as well as the risk of using injectable street drugs. Coupled with the challenge in getting the message to the deaf community…(read more)

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Deaf Gays At Higher Risk of HIV Infection

Street Racing Kills Again

June 20th, 2007 No Comments   Posted in General Insurance

Every year, it’s the same thing: once the nice weather comes, young drivers (males predominantly) get behind the wheel and drive their vehicles on regular streets and highways as if they are on a raceway. Why not? They know what they are doing; they can handle their vehicle. Only, they find out that they can’t handle their vehicle, and the results are tragic. Sometimes, the young driver dies. More often it seems, it is innocent by-standers who die. In my morning newspaper, the Toronto Star has an…(read more)

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Street Racing Kills Again